Understanding Your Two Wallets

Created by Okito Admin, Modified on Fri, 12 Jun at 3:33 PM by Okito Admin

Your Okito account has two separate wallets. A lot of partners get confused about these at first, so let's break it down clearly.

Top-Up Wallet — Your Operational Wallet

This is the wallet you load with your own money. It's not your earnings — it's more like a deposit that keeps you eligible to accept cash bookings. Think of it as collateral that protects Okito from cash exposure.

When you complete a cash trip, the commission is deducted from your Top-Up Wallet. When you complete a GCash trip, the Top-Up Wallet isn't touched.

Partner Wallet — Your Earnings Wallet

This is where your actual money goes. GCash earnings, tips, incentives, rebates, and any promo reimbursements all go here. This is the wallet you withdraw from.

	Top-Up Wallet	Partner Wallet
Purpose	Operational deposit	Your actual earnings
Where money comes from	You load it yourself	Okito credits it after trips
Used for commission	Yes (cash trips)	No
Can be withdrawn	Conditional	Yes

? These two wallets are completely independent. Money in your Partner Wallet cannot be used to cover your Top-Up requirements, and vice versa.